Anyone who has bought a home knows how stressful it can be.  Especially nowadays with the market, and interest rates which at least seem to be getting a bit better.

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I rented for a lot of years until buying a home for myself, and I was fortunate enough to have a good lender and two good realtors who helped walk me through the process.  Even with their help, it was still stressful.

I probably should have taken a First Time Homebuyer class but figured with all of the online information and the help of those mentioned above, I wouldn't need it.  While I did get by and it all worked out, I still had numerous questions throughout the process.

If you are going to be in the market for your first home, I'd suggest checking out a Homebuyer Class like the one offered by Community Action Duluth.  Classes run monthly and are part of a four-part series being roughly 12-16 hours long.

In class you will learn about budgeting to save for a house, understanding credit reports and how that system works, and getting out of debt.  The knowledge alone will be helpful but it also comes with a Homebuyer Education Certificate which can help with certain lenders down the road.


You can register for one of the Community Action Duluth Classes by emailing: okrenz @

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