We all know we need to be saving money for our future, but it's HARD to do! Maybe breaking it down by ages will make the task of saving a little less daunting and impossible?

I am now in my middle 30's, a mom, and a homeowner, and I just recently realized, "Crap! I'm an adult, and I have no real plan for my financial future." That needs to change now, but I  still have no idea how I am going to pull it off. These tips seem like a good place to start...

I sure hope this works, because going to Disney and college is tops on my daughter's to-do list. Even if she doesn't realize it yet.